/* ============================================================
   Financial Safeguard Consulting — style.css
   Premium Dark Navy / Gold Finance Aesthetic
   ============================================================ */

/* ── Google Fonts ── */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,600;0,700;1,400&family=Outfit:wght@300;400;500;600&display=swap');

/* ── CSS Variables ── */
:root {
  --navy-deep:    #050D1A;
  --navy-mid:     #0B1929;
  --navy-light:   #112240;
  --navy-card:    #0D1F38;
  --gold:         #C9A84C;
  --gold-light:   #E2C97E;
  --gold-dim:     rgba(201,168,76,0.15);
  --gold-border:  rgba(201,168,76,0.25);
  --white:        #FFFFFF;
  --white-85:     rgba(255,255,255,0.85);
  --white-55:     rgba(255,255,255,0.55);
  --white-25:     rgba(255,255,255,0.25);
  --white-10:     rgba(255,255,255,0.07);
  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body:    'Outfit', sans-serif;
  --radius-sm:    6px;
  --radius-md:    12px;
  --radius-lg:    20px;
  --transition:   0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --max-width:    1160px;
  --section-pad:  100px 24px;
}

/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  background: var(--navy-deep);
  color: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }
.section-label {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

/* ── Navbar ── */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 0 40px;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(5,13,26,0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid rgba(201,168,76,0.12);
  transition: background var(--transition);
}
.navbar.scrolled {
  background: rgba(5,13,26,0.97);
}
.nav-brand {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  letter-spacing: 0.3px;
  color: var(--white);
}
.nav-brand span { color: var(--gold); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  list-style: none;
}
.nav-links a {
  font-size: 14px;
  font-weight: 400;
  color: var(--white-55);
  letter-spacing: 0.3px;
  transition: color var(--transition);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -3px; left: 0;
  width: 0; height: 1px;
  background: var(--gold);
  transition: width var(--transition);
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }
.nav-cta {
  background: transparent;
  border: 1px solid var(--gold-border);
  color: var(--gold);
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.5px;
  padding: 10px 22px;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
}
.nav-cta:hover {
  background: var(--gold);
  color: var(--navy-deep);
  border-color: var(--gold);
}
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 1.5px;
  background: var(--white-85);
  transition: transform var(--transition), opacity var(--transition);
}

/* ── Hero ── */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 24px 80px;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 80% at 70% 50%, rgba(201,168,76,0.06) 0%, transparent 60%),
    radial-gradient(ellipse 80% 60% at 20% 80%, rgba(17,34,64,0.8) 0%, transparent 60%),
    linear-gradient(160deg, var(--navy-deep) 0%, var(--navy-mid) 50%, #081422 100%);
}
.hero-grid-overlay {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 0%, transparent 70%);
  -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 0%, transparent 70%);
}
.hero-orb {
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.08) 0%, transparent 65%);
  top: 50%; right: -100px;
  transform: translateY(-50%);
  pointer-events: none;
}
.hero-content {
  position: relative;
  max-width: 720px;
  animation: fadeUp 1s ease both;
}
.hero-subtitle {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 28px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hero-subtitle::before {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: var(--gold);
}
.hero-headline {
  font-family: var(--font-display);
  font-size: clamp(44px, 6.5vw, 76px);
  font-weight: 300;
  line-height: 1.1;
  letter-spacing: -1px;
  color: var(--white);
  margin-bottom: 28px;
}
.hero-headline em {
  font-style: italic;
  color: var(--gold-light);
}
.hero-body {
  font-size: 17px;
  font-weight: 300;
  color: var(--white-55);
  max-width: 520px;
  margin-bottom: 48px;
  line-height: 1.8;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.btn-primary {
  background: var(--gold);
  color: var(--navy-deep);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.5px;
  padding: 15px 34px;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
}
.btn-primary:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(201,168,76,0.25);
}
.btn-ghost {
  background: transparent;
  color: var(--white-85);
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 0.5px;
  padding: 15px 34px;
  border: 1px solid var(--white-25);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: border-color var(--transition), color var(--transition), transform var(--transition);
}
.btn-ghost:hover {
  border-color: var(--white-85);
  color: var(--white);
  transform: translateY(-2px);
}
.hero-scroll-hint {
  position: absolute;
  bottom: 40px; left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  opacity: 0.4;
  animation: bounce 2s ease-in-out infinite;
}
.hero-scroll-hint span { font-size: 10px; letter-spacing: 2px; text-transform: uppercase; }
.scroll-line {
  width: 1px; height: 15px;
  background: linear-gradient(to bottom, var(--white), transparent);
}

/* ── Trust Section ── */
.trust-section {
  padding: 80px 24px;
  background: var(--navy-mid);
  border-top: 1px solid rgba(201,168,76,0.1);
  border-bottom: 1px solid rgba(201,168,76,0.1);
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
  gap: 2px;
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 36px 24px;
  border-right: 1px solid rgba(255,255,255,0.05);
  transition: background var(--transition);
}
.trust-item:last-child { border-right: none; }
.trust-item:hover { background: var(--white-10); }
.trust-icon {
  width: 48px; height: 48px;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.trust-icon svg { width: 28px; height: 28px; stroke: var(--gold); fill: none; stroke-width: 1.5; }
.trust-value {
  font-family: var(--font-display);
  font-size: 30px;
  font-weight: 600;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}
.trust-label {
  font-size: 13px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.5;
}

/* ── Services Section ── */
.services-section {
  padding: var(--section-pad);
  background: var(--navy-deep);
}
.section-header {
  margin-bottom: 64px;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(34px, 4vw, 52px);
  font-weight: 300;
  line-height: 1.15;
  letter-spacing: -0.5px;
  color: var(--white);
  max-width: 560px;
}
.section-title em { font-style: italic; color: var(--gold-light); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 20px;
}
.service-card {
  background: var(--navy-card);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  overflow: hidden;
  cursor: pointer;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
  display: flex;
  flex-direction: column;
}
.service-card::before {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(201,168,76,0.06), transparent 60%);
  opacity: 0;
  transition: opacity var(--transition);
}
.service-card:hover {
  border-color: var(--gold-border);
  transform: translateY(-6px);
  box-shadow: 0 24px 60px rgba(0,0,0,0.4), 0 0 0 1px rgba(201,168,76,0.1);
}
.service-card:hover::before { opacity: 1; }
.card-number {
  font-family: var(--font-display);
  font-size: 11px;
  letter-spacing: 2px;
  color: var(--gold);
  opacity: 0.6;
  margin-bottom: 20px;
}
.card-icon {
  width: 52px; height: 52px;
  background: var(--gold-dim);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  border: 1px solid var(--gold-border);
  transition: background var(--transition);
}
.service-card:hover .card-icon { background: rgba(201,168,76,0.25); }
.card-icon svg { width: 24px; height: 24px; stroke: var(--gold); fill: none; stroke-width: 1.5; }
.card-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 12px;
  line-height: 1.2;
}
.card-desc {
  font-size: 13.5px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.7;
  flex: 1;
  margin-bottom: 28px;
}
.card-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--gold);
  letter-spacing: 0.5px;
  transition: gap var(--transition);
}
.service-card:hover .card-link { gap: 12px; }
.card-link svg { width: 14px; height: 14px; stroke: var(--gold); fill: none; stroke-width: 2; }

/* ── Comprehensive Consultation ── */
.consultation-section {
  padding: var(--section-pad);
  background: var(--navy-mid);
  position: relative;
  overflow: hidden;
}
.consultation-section::before {
  content: '';
  position: absolute;
  top: -200px; right: -200px;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.05) 0%, transparent 65%);
  pointer-events: none;
}
.consultation-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.consultation-content .section-label { margin-bottom: 16px; }
.consultation-title {
  font-family: var(--font-display);
  font-size: clamp(30px, 3.5vw, 44px);
  font-weight: 300;
  line-height: 1.2;
  color: var(--white);
  margin-bottom: 20px;
}
.consultation-title em { font-style: italic; color: var(--gold-light); }
.consultation-body {
  font-size: 15px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.8;
  margin-bottom: 36px;
}
.consultation-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.feature-row {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.feature-row:last-child { border-bottom: none; padding-bottom: 0; }
.feature-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold);
  margin-top: 8px;
  flex-shrink: 0;
}
.feature-text strong {
  display: block;
  font-size: 14px;
  font-weight: 500;
  color: var(--white);
  margin-bottom: 4px;
}
.feature-text span {
  font-size: 13px;
  font-weight: 300;
  color: var(--white-55);
}

/* ── Why Protection Matters ── */
.why-section {
  padding: var(--section-pad);
  background: var(--navy-deep);
}
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
  margin-top: 56px;
}
.why-left .why-lead {
  font-family: var(--font-display);
  font-size: clamp(22px, 2.5vw, 32px);
  font-weight: 300;
  line-height: 1.3;
  color: var(--white-85);
  margin-bottom: 24px;
}
.why-left .why-body {
  font-size: 15px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.85;
}
.stat-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.stat-card {
  background: var(--navy-card);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: var(--radius-md);
  padding: 28px 22px;
  transition: border-color var(--transition);
}
.stat-card:hover { border-color: var(--gold-border); }
.stat-card-num {
  font-family: var(--font-display);
  font-size: 38px;
  font-weight: 600;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-card-label {
  font-size: 12.5px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.5;
}

/* ── CTA ── */
.cta-section {
  padding: var(--section-pad);
  background: var(--navy-mid);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-glow {
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  width: 700px; height: 400px;
  background: radial-gradient(ellipse, rgba(201,168,76,0.07) 0%, transparent 65%);
  pointer-events: none;
}
.cta-section .section-label { display: block; text-align: center; }
.cta-title {
  font-family: var(--font-display);
  font-size: clamp(36px, 5vw, 62px);
  font-weight: 300;
  line-height: 1.15;
  color: var(--white);
  margin-bottom: 20px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}
.cta-title em { font-style: italic; color: var(--gold-light); }
.cta-body {
  font-size: 16px;
  font-weight: 300;
  color: var(--white-55);
  margin-bottom: 44px;
}
.cta-disclaimer {
  margin-top: 20px;
  font-size: 12px;
  color: var(--white-25);
  letter-spacing: 0.5px;
}

/* ── Footer ── */
.footer {
  background: var(--navy-deep);
  border-top: 1px solid rgba(201,168,76,0.12);
  padding: 64px 24px 32px;
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer-brand-name {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 12px;
}
.footer-brand-name span { color: var(--gold); }
.footer-tagline {
  font-size: 13px;
  font-weight: 300;
  color: var(--white-55);
  line-height: 1.7;
  margin-bottom: 24px;
  max-width: 260px;
}
.footer-social {
  display: flex;
  gap: 12px;
}
.social-btn {
  width: 36px; height: 36px;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white-55);
  font-size: 13px;
  transition: border-color var(--transition), color var(--transition), background var(--transition);
  cursor: pointer;
}
.social-btn:hover { border-color: var(--gold); color: var(--gold); background: var(--gold-dim); }
.footer-col h4 {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.footer-col ul li a {
  font-size: 13.5px;
  font-weight: 300;
  color: var(--white-55);
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--white); }
.footer-contact-item {
  display: flex;
  flex-direction: column;
  gap: 3px;
  margin-bottom: 14px;
}
.footer-contact-item span {
  font-size: 11px;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 500;
}
.footer-contact-item a {
  font-size: 13.5px;
  font-weight: 300;
  color: var(--white-55);
  transition: color var(--transition);
}
.footer-contact-item a:hover { color: var(--white); }
.footer-bottom {
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.05);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-copy {
  font-size: 12px;
  font-weight: 300;
  color: var(--white-25);
}
.footer-legal {
  display: flex;
  gap: 20px;
}
.footer-legal a {
  font-size: 12px;
  color: var(--white-25);
  transition: color var(--transition);
}
.footer-legal a:hover { color: var(--white-55); }
.footer-reg {
  font-size: 11px;
  font-weight: 300;
  color: var(--white-25);
  text-align: center;
  margin-top: 16px;
  letter-spacing: 0.3px;
}

/* ── Animations ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(32px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes bounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50%       { transform: translateX(-50%) translateY(8px); }
}
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ── Mobile Responsive ── */
@media (max-width: 900px) {
  .navbar { padding: 0 20px; }
  .nav-links { display: none; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 72px; left: 0; right: 0;
    background: rgba(5,13,26,0.98);
    padding: 32px 24px 40px;
    gap: 28px;
    border-bottom: 1px solid rgba(201,168,76,0.12);
  }
  .nav-cta { display: none; }
  .nav-hamburger { display: flex; }

  .hero { padding: 110px 20px 80px; }
  .hero-orb { display: none; }
  .consultation-inner { grid-template-columns: 1fr; gap: 48px; }
  .why-grid { grid-template-columns: 1fr; gap: 48px; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 36px; }
  :root { --section-pad: 72px 20px; }
}
@media (max-width: 600px) {
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .trust-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.05); }
  .trust-item:last-child { border-bottom: none; }
  .services-grid { grid-template-columns: 1fr; }
  .stat-cards { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-actions { flex-direction: column; }
  .btn-primary, .btn-ghost { width: 100%; text-align: center; }
}